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Inspecting your home as if it were my own, Watchmen take the time to do it right.

Watchmen Property Inspection
Your Tallahassee, FL and Leon County Home Inspector
Certified Real Estate Inspector in Florida & Georgia
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Email: watchmeninspect@gmail.com

Mobile/Manufactured Home Inspections

Manufactured homes are built in the controlled environment of a manufacturing plant and are transported in one or more sections on a permanent chassis. In Florida and Georgia, FHA and VA require that all homes financed or refinanced under a new loan have foundation systems equal to the current Florida standards, regardless of when they were installed.

Watchmen checks:

The type and installation of anchors and straps (galvanized are required)
The presence of stabilization plates in front of diagonal pull anchors
Properly installed beam clamps
The manufactured data plate
Proper installation and spacing of anchors
Mid-line anchors
Proper installation of skirting
Stability of support piers
Removal of wheels and tongues
Proper anchoring and support of any porches or additions.

Potential Modular Home Foundation Issues

One of the biggest challenges for getting an FHA loan for a mobile or manufactured home is the foundation. Many mobile homes suffer from foundation issues and do not meet the government’s requirements. To receive this type of loan, the structure needs to be built on a permanent foundation as designed by a professional engineer. Part of your inspector’s job is to determine whether or not the current foundation is appropriate.

In some cases, the seller may be able to also provide documentation that the foundation is FHA-approved. If not, you’ll need the inspector to find out and let you know.

FHA Mobile Home Inspections Done Right the First Time

While having a manufactured home inspection may seem like just another hoop you have to jump through in order to secure financing, the reality is that requiring an inspection is one of the best ways to ensure you are not making a financial mistake. FHA loans are a common choice for first-time buyers who may not have the experience needed to understand the importance of a mobile home inspection.

There are many potential problems with manufactured homes that may prevent it from passing inspection. For example, if they are not properly secured, they can be lifted from the foundation and destroyed by a tornado or even a strong wind storm. Not only is that a loss for you but you and your family could lose your life.

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